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Alternative Finance is Driving European Lending Market

Alternative Finance is Driving European Lending Market

European lending business took a major hit in the wake of 2008 financial crisis. The regulations became stringent and banks became the only source to offer credit. Now, a decade later the economy has started to rise and small and medium enterprises (SMEs) became the...
Impact PSD2 will have on the Lending Industry

Impact PSD2 will have on the Lending Industry

2018 has proved to be the game-changer for the European financial market. As PSD2 (Revised Payment Service Directive) was implemented, banks monopoly on consumer account information and payments is soon going to go away.  PSD2 is going to enable banks, lenders as well...
Transformational Opportunities with Open Banking

Transformational Opportunities with Open Banking

Open Banking is highly considered to be transformational for the UK banking industry. Many banks and financial organizations are acknowledging benefits and opportunities with open banking. As conventional banking models are evolving, newer ways to acquire customers,...
Seizing the Potential Benefits of Open Banking

Seizing the Potential Benefits of Open Banking

As Open Banking is moving at its rapid pace, most of the banks worldwide are planning to adopt open APIs and PSD2. Around the world, the industry has started recognizing Open Banking as the world-changing technology. Open Banking stands to benefit the end user by...
What is Open Banking?

What is Open Banking?

With an aim to make the banking safer and more secure for the consumers, the industry came up with a concept of sharing consumers’ transactional data with others through API’s. The concept coined as “Open Banking.” Now, what is open banking all about and why should...