Fintech is thriving globally and is estimated to reach $638 billion by 2024 in terms of revenue generation. With technology at its core, it has redefined how financial services can be delivered with a customer-centric approach and enhanced security measures. The...
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In this technology-driven world, businesses have become more modern and progressive than ever before. SMEs around the world are beginning to offer new lines of services and adopt alternative finance models in order to generate funds. Models like peer to peer and...
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Until recently, banks had an uninterrupted monopoly over banking, finance, loans, and investments. They have always enjoyed a higher position with the vast amount of data they hold. However, the dynamics of the financial market have changed dramatically. New...
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The financial crisis of 2008 resulted in a global economic disaster and several events where banks began to impose stricter laws against consumer lending. Newer regulatory actions spawned to dry up credit to customers and businesses. Quick and simple loans became...
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In recent events, the Norwegian Ministry of Finance has implemented a new regulation in the debt-based crowdfunding arena. With the implementation of this new regulation, the Ministry of Finance has put a lid on the uncertainty related to the lender’s activity authorization on debt-based crowdfunding platforms.
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PSD2 was first introduced to the world in January 2018 to regulate the payment and finance sector in EU countries. The directive was launched to force big banks to share access to data with third-party providers (TPPs) promoting competition and bring innovation in the...
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