How to become a PISP player under PSD2?

https://www.youtube.com/watch?v=WCIp2KUMK1c The Revised Payment Services Directive has been working on to build a framework for the Third Party Providers like PISP (Payment Initiation Service...

DAG Technology: Going beyond Blockchain

Similar to the internet in its early days, blockchain technology has experienced massive shifts in acceptance and use cases in a short span of time. The underlying technology to Bitcoin is being...

Open Banking in the UK: What has changed so far

Since January 2018, when the UK embarked on its open banking experiment, we have heard a lot about it. Now the regulation is almost two years old, we believe that there have been visible changes in...

Alternative finance to go mainstream?

In 2017, the alternative finance market grew by 36 percent to reach €10.44 billion. The growth seemed most prominent in the UK witnessing the overall market rise of a massive 68 percent, followed by France, Germany and the Netherlands. Despite the effect of Brexit on...

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Norwegian Ministry of Finance Adopts a New Regulation on Debt-based Crowdfunding

In recent events, the Norwegian Ministry of Finance has implemented a new regulation in the debt-based crowdfunding arena. With the implementation of this new regulation, the Ministry of Finance has put a lid on the uncertainty related to the lender’s activity authorization on debt-based crowdfunding platforms. What is Debt-based crowdfunding? The debt-based crowdfunding has gained…

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How Open Banking Will Regulate Digital Economy

PSD2 was first introduced to the world in January 2018 to regulate the payment and finance sector in EU countries. The directive was launched to force big banks to share access to data with third-party providers (TPPs) promoting competition and bring innovation in the...

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Open Banking and PSD2 will Push Innovation

What is PSD2? The monopoly of banksThe EU directive PSD2(Payment Service Directive 2) are made so that payments and security of consumers can be taken to the next level. To allow for this to happen the PSD2 makes it easier for small startups and others that want to...

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3 Major Trends Driving Banking in the Near Future

A long decade after the global banking crisis, the banking the industry has started to evolve to be customer-oriented and digitally driven. With technology, banks are now more capable of bringing solutions to customers based on their needs and requirements. E.g.,...

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Strong Customer Authentication (SCA) Under PSD2

The concept of open banking lies in the co-existence of banks and emerging Fintech firms. Together, they could bring about new possibilities for creating a customer-centric financial ecosystem. Banks and financial institutions will make use of the vast customer data...

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How PSD2 Will Affect the Fintech Industry?

With the introduction of PSD2, 2018 proved to be a substantial year in the Fintech world. Many countries have started incorporating the directive into their national laws and regulations. Norway is the latest in the list of PSD2 compliant countries. The European Union...

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