5 ways lenders can enhance operations with real-time bank data

Today, instant accessibility of financial services has become a major requirement for customers. They want banks and Fintech firms to offer financial services tailored to their need and preferences....

Top 7 trends driving digital transformation in banking (II)

In the previous blog we discussed three trends out of seven driving digital transformation in the banking industry. Now let's have a look at the four trends which are likely to change the face of...

How can banks endure radical changes under PSD2?

The Revised Payment Services Directive or PSD2 is amongst the most progressive legislations aimed at revolutionizing the payments and the banking industry. The directive strongly focuses on...

How can banks endure radical changes under PSD2?

The Revised Payment Services Directive or PSD2 is amongst the most progressive legislations aimed at revolutionizing the payments and the banking industry. The directive strongly focuses on emphasizing payment security, innovation, and market competition. It also aims...

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Top 7 trends driving digital transformation in banking (I)

‘Technological innovation’ – these two words are so embedded in our day-to-day life that we have almost forgotten how we used to live without mobile phones or internet or even online banking. We take it as a joke that the banking services were limited to a brick and mortar building which we called ‘bank’ within…

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Alternative finance to go mainstream?

In 2017, the alternative finance market grew by 36 percent to reach €10.44 billion. The growth seemed most prominent in the UK witnessing the overall market rise of a massive 68 percent, followed by France, Germany and the Netherlands. Despite the effect of Brexit on...

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Norwegian Ministry of Finance Adopts a New Regulation on Debt-based Crowdfunding

In recent events, the Norwegian Ministry of Finance has implemented a new regulation in the debt-based crowdfunding arena. With the implementation of this new regulation, the Ministry of Finance has put a lid on the uncertainty related to the lender’s activity authorization on debt-based crowdfunding platforms. What is Debt-based crowdfunding? The debt-based crowdfunding has gained…

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How Open Banking Will Regulate Digital Economy

PSD2 was first introduced to the world in January 2018 to regulate the payment and finance sector in EU countries. The directive was launched to force big banks to share access to data with third-party providers (TPPs) promoting competition and bring innovation in the...

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